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Your Books. Fixed, Maintained, and Built to Last.

Zero Fluff Books is led by Lauren Twitchell, an Enrolled Agent and former IRS Revenue Agent with 4.5 years of examination experience in the IRS SB/SE division. Bookkeeping cleanup isn't just an accounting exercise — messy books are an audit risk. We clean and reconstruct records with IRS examination standards in mind, because that's the standard we were trained to apply.

Not Sure Where to Start? Start Here.

Most business owners know their books aren't where they should be. The question is usually which kind of problem they're dealing with. Pick the one that sounds most like you.

Ongoing Compliance Oversight

Your books are generally in order, but you want structured monthly maintenance and direct EA access — not a bookkeeper you have to chase.

  • Predictable flat-fee pricing

  • Structured monthly reconciliations

  • Tax-ready financial reports

Financial Reconstruction

You have books, but you don't trust them. Categories are off, reconciliations were skipped, or you inherited a mess from someone else. Time to fix the foundation.

  • One-time flat fees

  • Tax-time cleanup or full rebuild

  • Clear year-end summaries

Full System Build (No Existing Books)

No bookkeeping system exists at all. You have bank statements — that's it. We build accurate, defensible records from scratch using what you have.

  • Build books from scratch

  • Based on months of activity

  • Clear records going forward

Clean System Architecture

You're just getting started and want the system structured correctly from the beginning — not patched together and fixed later.

  • QuickBooks, Xero, Wave, or Excel

  • Clean chart of accounts

  • Simple workflow

Ongoing Compliance Oversight

Clean books. Clear Numbers. Structured Oversight.

Ongoing financial maintenance built for business owners who value documentation, consistency, and defensible reporting.

Books are maintained to examination-level standards. Not just for appearance, but for accuracy and protection.

Ongoing oversight is a strong fit if:

  • Your business is active and requires structured monthly reconciliations

  • You want financial statements you can rely on for tax planning and decision-making

  • You value documentation, consistency, and procedural accuracy.

  • You prefer direct access to an Enrolled Agent - not layered staff

If you don't want to second-guess your numbers, this services provides that certainty.

Financial Reconstruction Projects

Your books exist. They're just wrong. Here's how we fix that.

For businesses that need their financial records corrected, rebuilt, or brought to defensible standards.

This service is a good fit if:

  • Your books exist, but you don't trust them

  • Categories are inconsistent or incorrect

  • Reconciliations were missed or done improperly

  • You need clean records before tax filing

If the foundation exists but needs professional cleanup, this is the right place.

Full Financial System Build (No Existing Books)

No bookkeeping system at all? We build one from the ground up — using your actual bank and credit card statements as the starting point.

If no bookkeeping system exists, we build one from the ground up - using your actual financial statements as the source of truth.

This is a full system construction, not a cleanup. 

This service is a strong fit if:

  • No formal bookkeeping system has been maintained

  • Bank and credit card statements exist, but records are not structured

  • You need accurate financials for tax filing, lending, or compliance

  • You want your books built correctly - from the start

Not sure if this is the right option?

Get clarity on your books

Bookkeeping System Setup

Starting fresh? Build the system right the first time so you're never in cleanup mode later.

For new businesses or business owners who want a clean, simple bookkeeping system built correctly from the start.

This service is a strong fit if:

  • You are launching a new business and want the books structured correctly from day one

  • You want a chart of accounts aligned with federal tax reporting

  • You prefer a clean, simple system - not something patched together

  • You want clarity on how to maintain compliance going forward

  • You plan to scale and want infrastructure that can support growth

This service builds the structural foundation.

It does not include historical transaction entry.

How to Get Started

Still not sure which option fits? That's completely normal — most people aren't sure. Start with a quick message or book a 15-minute clarity call and we'll point you in the right direction.

No judgment.
No scare tactics.

Just clean books and clear guidance.

Bookkeeping services do not include tax return preparation or IRS representation unless separately engaged.

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