Strategic Tax Planning

Zero Fluff Books is led by Lauren Twitchell, an Enrolled Agent and former IRS Revenue Agent who spent 4.5 years inside the IRS SB/SE division examining small business returns. Our tax planning isn't built around loopholes or aggressive positions — it's built around what holds up, because we know firsthand what gets flagged, what gets questioned, and what doesn't.

Structured decision making before year-end.

Forward-looking tax modeling grounded in real numbers, reasonable assumptions, and federal law.

Request a Tax Planning Engagement

Service Structure

Income increased significantly this year
S-Corp compensation evaluation
Approaching QBI thresholds
Major purchases/depreciation timing
Retirement contribution strategies
Estimated tax exposure review
Structural reevaluation

This service is designed for profitable businesses with increasing complexity.

It is not informal or speculative advice.

Baseline Projection

Current-year projection using year-to-date data
Estimated tax review
Identification of potential underpayment exposure

Scenario Modeling (2-3 Structured Options)

S-Corporation reasonable compensation adjustments
Retirement contribution comparison
Depreciation timing (Section 179 vs bonus vs standard)
Income and expense timing considerations
QBI threshold impact evaluation
Entity structure considerations

Scenarios are structured and limited in scope to maintain clarity and focus.

Written Planning Summary

You receive a comprehensive summary outlining:

Baseline projections
Modeled alternatives
Recommended next steps
Implementation considerations

Strategy Session

A 60 - 90 minute strategy session to review the modeling and determine which actions, if any, you intend to implement before year-end.

Ready to Model Before Year-End?

If you want structured, documentation-aware planning before decisions are final, submit an inquiry and I'll follow up to determine scope and fit.

Request a Tax Planning Engagement